:root{--navy:#0B2340;--blue:#1E5C99;--sky:#E6F2FF;--cream:#F7F4EE;--ink:#14263D;--muted:#5B6B80;--line:rgba(11,35,64,.12);--serif:'Cormorant Garamond',Georgia,serif;--sans:'Montserrat',system-ui,sans-serif}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--cream);font-weight:400;line-height:1.7;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:1180px;margin:0 auto;padding:0 28px}
.eyebrow{font-size:.72rem;letter-spacing:.32em;text-transform:uppercase;font-weight:600;color:var(--blue)}
h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.08;color:var(--navy)}
h2{font-size:clamp(2.2rem,4.5vw,3.6rem);margin:14px 0 20px}
h3{font-size:1.7rem}
p.lead{font-size:1.08rem;color:var(--muted);max-width:620px}
.btn{display:inline-flex;align-items:center;gap:10px;padding:16px 30px;border-radius:999px;font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;font-weight:600;transition:all .3s}
.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--blue)}
.btn-ghost{border:1px solid rgba(255,255,255,.5);color:#fff}.btn-ghost:hover{background:rgba(255,255,255,.12)}
/* nav */
nav{position:fixed;inset:0 0 auto;z-index:50;transition:background .3s,box-shadow .3s}
nav.scrolled{background:rgba(247,244,238,.92);backdrop-filter:blur(12px);box-shadow:0 1px 0 var(--line)}
nav .wrap{display:flex;align-items:center;justify-content:space-between;height:78px}
.brand{display:flex;align-items:center;gap:12px}
.brand img{width:44px;height:44px;object-fit:cover;object-position:top;background:#fff;border-radius:50%;padding:4px}
.brand span{font-weight:600;letter-spacing:.34em;font-size:.95rem;color:#fff;transition:color .3s}
nav.scrolled .brand span{color:var(--navy)}
.links{display:flex;gap:34px;font-size:.74rem;letter-spacing:.2em;text-transform:uppercase;font-weight:500;color:rgba(255,255,255,.85)}
nav.scrolled .links{color:var(--ink)}
.links a:hover{opacity:.6}
@media(max-width:860px){.links{display:none}}
/* hero */
.hero{position:relative;min-height:100vh;display:flex;align-items:center;overflow:hidden;color:#fff;
background:radial-gradient(1200px 600px at 75% 20%,rgba(120,180,235,.35),transparent 60%),linear-gradient(170deg,#0B2340 0%,#123763 55%,#1E5C99 100%)}
.hero .wrap{position:relative;z-index:2;padding-top:110px;padding-bottom:160px}
.hero .eyebrow{color:#9CC7F0}
.hero h1{color:#fff;font-size:clamp(3.2rem,8vw,6.8rem);margin:22px 0 26px;max-width:900px}
.hero h1 em{font-style:italic;color:#B9DAF7}
.hero p{font-size:1.15rem;max-width:560px;color:rgba(255,255,255,.8);font-weight:300}
.hero .ctas{display:flex;gap:16px;flex-wrap:wrap;margin-top:40px}
.hero .btn-primary{background:#fff;color:var(--navy)}.hero .btn-primary:hover{background:var(--sky)}
.waves{position:absolute;left:0;right:0;bottom:-2px;z-index:1}
.waves path{animation:drift 14s ease-in-out infinite alternate}
.waves path:nth-child(2){animation-duration:18s}
@keyframes drift{to{transform:translateX(-60px)}}
.orb{position:absolute;right:-120px;top:14%;width:560px;height:560px;border-radius:50%;border:1px solid rgba(255,255,255,.18);z-index:1}
.orb::after{content:"";position:absolute;inset:60px;border-radius:50%;border:1px solid rgba(255,255,255,.1)}
/* stats */
.stats{background:var(--cream);padding:30px 0 0}
.stats .grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.stat{padding:34px 24px;border-right:1px solid var(--line)}.stat:last-child{border-right:0}
.stat b{display:block;font-family:var(--serif);font-weight:400;font-size:2.4rem;color:var(--navy);line-height:1}
.stat small{font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--muted)}
@media(max-width:760px){.stats .grid{grid-template-columns:1fr 1fr}.stat:nth-child(2){border-right:0}.stat:nth-child(-n+2){border-bottom:1px solid var(--line)}}
section{padding:120px 0}
/* pillars */
.pillars-head{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:end;margin-bottom:70px}
@media(max-width:860px){.pillars-head{grid-template-columns:1fr;gap:10px}}
.pillar{display:grid;grid-template-columns:90px 1.1fr 1.4fr;gap:40px;padding:48px 0;border-top:1px solid var(--line);align-items:start}
.pillar:last-child{border-bottom:1px solid var(--line)}
.pillar .num{font-family:var(--serif);font-size:1.1rem;color:var(--blue);font-style:italic}
.pillar h3{font-size:clamp(1.9rem,3vw,2.6rem)}
.pillar .tag{display:block;font-family:var(--sans);font-size:.72rem;letter-spacing:.2em;text-transform:uppercase;color:var(--muted);margin-top:12px;font-weight:500}
.pillar p{color:var(--muted)}
.pillar ul{list-style:none;margin-top:18px;display:grid;gap:8px}
.pillar li{padding-left:22px;position:relative;font-size:.94rem}
.pillar li::before{content:"";position:absolute;left:0;top:.72em;width:10px;height:1px;background:var(--blue)}
@media(max-width:860px){.pillar{grid-template-columns:1fr;gap:12px}}
/* tools */
.tools{background:var(--navy);color:#fff}
.tools h2{color:#fff}.tools .eyebrow{color:#9CC7F0}.tools p.lead{color:rgba(255,255,255,.7)}
.tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.12);margin-top:64px;border-radius:22px;overflow:hidden}
.tool{background:var(--navy);padding:42px 34px;transition:background .3s}
.tool:hover{background:#0F2C50}
.tool svg{width:38px;height:38px;stroke:#9CC7F0;margin-bottom:26px}
.tool h3{color:#fff;font-size:1.6rem;margin-bottom:12px}
.tool p{color:rgba(255,255,255,.66);font-size:.94rem}
@media(max-width:900px){.tool-grid{grid-template-columns:1fr}}
/* journey */
.journey{background:var(--sky)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:28px;margin-top:64px;counter-reset:s}
.step{background:#fff;border-radius:20px;padding:34px 28px;position:relative;box-shadow:0 20px 40px -30px rgba(11,35,64,.35)}
.step::before{counter-increment:s;content:"0" counter(s);font-family:var(--serif);font-size:3rem;color:var(--sky);-webkit-text-stroke:1px var(--blue);display:block;line-height:1;margin-bottom:18px}
.step h3{font-size:1.45rem;margin-bottom:10px}
.step p{font-size:.92rem;color:var(--muted)}
@media(max-width:960px){.steps{grid-template-columns:1fr 1fr}}@media(max-width:560px){.steps{grid-template-columns:1fr}}
/* quote */
.quote{text-align:center;padding:130px 0}
.quote blockquote{font-family:var(--serif);font-size:clamp(2rem,4.4vw,3.4rem);line-height:1.2;color:var(--navy);max-width:940px;margin:0 auto;font-style:italic}
.quote cite{display:block;margin-top:30px;font-style:normal;font-size:.72rem;letter-spacing:.3em;text-transform:uppercase;color:var(--muted)}
/* faq */
.faq{display:grid;grid-template-columns:1fr 1.5fr;gap:80px}
@media(max-width:860px){.faq{grid-template-columns:1fr;gap:20px}}
details{border-top:1px solid var(--line);padding:26px 0}
details:last-child{border-bottom:1px solid var(--line)}
summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px;font-family:var(--serif);font-size:1.5rem;color:var(--navy)}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-family:var(--sans);font-weight:300;font-size:1.6rem;color:var(--blue);transition:transform .3s}
details[open] summary::after{transform:rotate(45deg)}
details p{margin-top:14px;color:var(--muted);max-width:640px}
/* cta */
.cta{background:linear-gradient(160deg,#0B2340,#1E5C99);color:#fff;border-radius:32px;padding:90px 60px;text-align:center;position:relative;overflow:hidden}
.cta h2{color:#fff}.cta p{color:rgba(255,255,255,.78);max-width:560px;margin:0 auto 38px}
.cta .btn-primary{background:#fff;color:var(--navy)}
.cta .row{display:flex;justify-content:center;gap:16px;flex-wrap:wrap}
@media(max-width:600px){.cta{padding:70px 26px}}
.locs{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:22px;margin-top:56px}
.loc{background:#fff;border:1px solid var(--line);border-radius:20px;padding:34px 28px;display:flex;flex-direction:column;gap:12px}
.loc p{color:var(--muted);font-size:.92rem;flex:1}
.loc a{font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;font-weight:600;color:var(--blue)}
.badge{align-self:flex-start;font-size:.64rem;letter-spacing:.2em;text-transform:uppercase;font-weight:600;padding:6px 12px;border-radius:999px;background:var(--sky);color:var(--navy)}
.loc.soon{background:transparent;border-style:dashed}.loc.soon .badge{background:var(--navy);color:#fff}
@media(max-width:960px){.locs{grid-template-columns:1fr 1fr}}@media(max-width:560px){.locs{grid-template-columns:1fr}}
.fr{background:var(--navy);color:#fff;border-radius:32px;padding:80px 64px;display:grid;grid-template-columns:1.4fr 1fr;gap:64px;background-image:radial-gradient(700px 400px at 90% 0%,rgba(120,180,235,.25),transparent 60%)}
.fr h2,.fr h3{color:#fff}.fr-copy>p{color:rgba(255,255,255,.75);max-width:560px}
.fr-list{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:22px;margin:34px 0 40px}
.fr-list li{font-size:.88rem;color:rgba(255,255,255,.66);border-top:1px solid rgba(255,255,255,.15);padding-top:14px}
.fr-list b{display:block;color:#fff;font-weight:600;margin-bottom:4px;font-size:.92rem}
.fr .btn-primary{background:#fff;color:var(--navy)}.fr .btn-primary:hover{background:var(--sky)}
.fr-states{align-self:center;display:grid;gap:14px}.fr-states h3{font-size:1.8rem;margin-bottom:8px}
.state{display:flex;align-items:center;gap:18px;padding:20px 22px;border:1px solid rgba(255,255,255,.18);border-radius:18px;background:rgba(255,255,255,.04)}
.state span{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:var(--sky);color:var(--navy);font-weight:600;letter-spacing:.1em;font-size:.85rem;flex-shrink:0}
.state b{display:block;font-family:var(--serif);font-weight:400;font-size:1.5rem}.state small{color:rgba(255,255,255,.6);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase}
.fr-disc{font-size:.74rem;color:var(--muted);margin-top:18px;text-align:center}
@media(max-width:900px){.fr{grid-template-columns:1fr;padding:60px 28px;gap:40px}.fr-list{grid-template-columns:1fr}}
footer{background:var(--navy);color:rgba(255,255,255,.7);padding:70px 0 40px;margin-top:120px;font-size:.88rem}
footer .top{display:flex;justify-content:space-between;gap:40px;flex-wrap:wrap;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.12)}
footer .logo{width:150px;background:#fff;border-radius:16px;padding:12px}
footer h4{font-size:.72rem;letter-spacing:.24em;text-transform:uppercase;color:#fff;margin-bottom:14px;font-weight:600}
footer .disc{font-size:.76rem;line-height:1.7;margin-top:30px;color:rgba(255,255,255,.5)}
.reveal{opacity:0;transform:translateY(24px);transition:opacity .9s ease,transform .9s ease}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}.waves path{animation:none}}

.menu-btn{display:none;background:none;border:0;color:#fff;cursor:pointer;padding:8px}
nav.scrolled .menu-btn,nav.solid .menu-btn{color:var(--navy)}
@media(max-width:860px){.menu-btn{display:block}.nav-cta{display:none}
.links.open{display:flex;position:absolute;top:78px;left:0;right:0;flex-direction:column;gap:0;background:var(--cream);color:var(--ink);box-shadow:0 20px 30px -20px rgba(11,35,64,.3)}
.links.open a{padding:18px 28px;border-top:1px solid var(--line)}}
nav.solid{background:rgba(247,244,238,.95);box-shadow:0 1px 0 var(--line)}nav.solid .brand span,nav.solid .links{color:var(--navy)}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:2px solid var(--blue);outline-offset:3px}
.form{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:30px}
.form label{display:grid;gap:6px;font-size:.7rem;letter-spacing:.18em;text-transform:uppercase;font-weight:600;color:rgba(255,255,255,.8)}
.form input,.form select,.form textarea{font:inherit;font-size:.95rem;letter-spacing:0;text-transform:none;font-weight:400;padding:14px 16px;border-radius:12px;border:1px solid rgba(255,255,255,.25);background:rgba(255,255,255,.06);color:#fff}
.form select option{color:#000}.form .full{grid-column:1/-1}
@media(max-width:600px){.form{grid-template-columns:1fr}}

.addr{font-style:normal;font-size:.88rem;line-height:1.5;color:var(--navy)}.loc .addr a{font-size:.88rem;letter-spacing:0;text-transform:none;font-weight:500;color:var(--navy);border-bottom:1px solid var(--line)}